CDs & IRAs
Certificate of Deposit / IRAs
Interest Rate
Annual Percentage Yield (APY)*
1 month
0.75%
0.75%
2 month
0.90%
0.90%
3 month
1.10%
1.10%
6 month
1.24%
1.25%
12 month
1.49%
1.50%
18 month
1.64%
1.65%
24 month
1.84%
1.88%
36 month
1.99%
2.00%
48 month
2.08%
2.10%
60 month
2.18%
2.20%
IRA 18 month variable
1.19%
1.20%

Member FDIC
*Annual Percentage Yield accurate as of July 25, 2008


Penalties may apply for early withdrawal; The minimum balance to open a Certificate of Deposit, and to obtain the above APY is $500.00; The interest rate on IRA 18 month Variable Certificate of Deposit is a variable rate and is subject to change after the account is opened.

CD and IRA interest is compounded quarterly.

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