CDs & IRAs
Certificate of Deposit / IRAs
Interest Rate
Annual Percentage Yield (APY)*
1 month
0.25%
0.25%
2 month
0.40%
0.40%
3 month
0.50%
0.50%
6 month
1.00%
1.00%
12 month
1.49%
1.50%
18 month
1.99%
2.00%
24 month
2.23%
2.25%
30 month
2.48%
2.50%
36 month
2.72%
2.75%
48 month
2.97%
3.00%
60 month
3.21%
3.25%
IRA 18 month variable
1.99%
2.00%

Member FDIC
*Annual Percentage Yield accurate as of March 11, 2010


Penalties may apply for early withdrawal; The minimum balance to open a Certificate of Deposit, and to obtain the above APY is $500.00; The interest rate on IRA 18 month Variable Certificate of Deposit is a variable rate and is subject to change after the account is opened. No institutional funds, no public funds and no brokered funds.

CD and IRA interest is compounded quarterly.

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