A new way to make your money work harder for you.

• $100 Minimum Opening Deposit
• Minimum Balance of $1,000 required to obtain APY*
• Interest-bearing checking
• Interest is credited and compounded monthly
• Interest paid on the entire collected balance
• Unlimited check writing
• FREE Summit Checks
• FREE ATM/Debit Card
• FREE Internet Banking
• FREE Bill Pay
• FREE Check Imaging with Monthly Statement
• Overdraft Protection Available ***
• Small Safe Deposit Box FREE for 1 year (or credit on larger box)
• $12.95 monthly balance requirement fee if balance falls below $1,000
• $5 credit for each new ACH set up
• .25 points off Installment Loan Rates**
• .25 points added to Certificate of Deposit**
• **Does not apply to promotional rates

Variable Rate Account: The interest rate and Annual Percentage Yield may change. At our discretion, we may change the interest rate on your account at any time.

Fees could reduce earnings.

We use the daily balance computation method on daily collected balances to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.

Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (i.e. checks).

*Annual Percentage Yield accurate as of September 05, 2008
*** Overdraft Protection Disclosure

Checking Services